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David Mulonas

David Mulonas Profile Photo

Author/Financial Coach/Podcast Host


I have spent over 20 years as a program manager delivering large scale initiatives with application and infrastructure projects for fortune 500 corporations. I hold a bachelor’s degree business administration from Detroit College of Business and a master’s degree in healthcare administration from Davenport University.

In addition, I have spent over 20 years as a personal finance coach to help those that lacked personal finance education so that they can take control of their daily lives while planning their retirement goals. (67% of people do not have a budget and 75% of people live paycheck to paycheck and cannot afford to retire) This led me to become a published author on personal finance with my book, I’m Not Flipping Burgers When I’m 70!

In 2012, I met my wife Cindy who at the time was abused and bankrupt. Both of us had full custody of our children and together we blended our families, developed a financial plan and rebuilt our lives to lead a successful life. We now have been happily married for eight years.

During this time, we created a non-profit website, personalfinancesquad.com in 2016 to educate others on the same principals carried out in my book which is centered around budgeting, debt management, retirement and home ownership. The site has detailed chapters from the book along with instructional videos and worksheets to provide a complete budget for the present and planning for the future.

During our time together, Cindy with no college degree, was a client associate at Merrill Lynch and eventually became a COO of a nationally recognized high-net wealth management firm.

With our success together I decided to launch the Something On My Mind podcast in 2020 to tell our story and give back to those that lack personal finance education. The show centers on practical money management in the present while saving for future retirement.

The goal is to deliver information as I am right there with the listener while delivering the content with a side of humor.